In a world where criminals seek to de-fraud customers and financial institutions on ever larger scales, you need to know that the company that you choose as a service provider, offers comprehensive security. A vital chink within our armour in this respect is strong cardholder authentication; and to ensure that we provide a service that is as secure as it is flexible, we offer:
- Merchant Server Plug-In (the MPI module for the acquiring Institution) – This software module provides the interface between the verified by Visa and MasterCard interfaces, and the merchant payment processing software; acting as a verifier the MPI checks the issuer’s digital signature, providing authentication data for card authorisation processing.
- Issuer Access Control Server (the ACS module for the issuing Institution) – The ACS is a vigorously protected server that holds registered cardholder account and access information; it is here that cardholders are effectively validated.
- Bank account validation (pseudo 3DS) – Whilst 3DS was specifically developed by Visa and MasterCard to provide for a strong authentication method, we understand that there may be instances where this service is unavailable. For just such a situation we provide Bank account validation (pseudo 3DS) to allow for the checking of cardholder authority.
A complete approach to robust security
Our security standards are amongst the most robust in the world; we’ve developed industry leading Merchant plug-ins that seamlessly harness the Verified by Visa and MasterCard Secure Code services; we’ve constructed a three stage Anti-Fraud strategy for payment processing and we adhere to the stringent rules and regulations of PCI DSS (Payment Card Industry Data Security Standard). All of which works towards complete protection of our clients, and their customers’ personal data.
Entrust your business with security experts
At CARDPAY, we always look to the future, and to the technologies that can help us provide comprehensive security to our clients. Since we began, in 2009, this commitment to innovation has helped us deliver industry-leading payment solutions that are accompanied with unparalleled levels of protection against the actions of those who seek to de-fraud the financial institutions that we provide solutions to.